Certificate of Deposit

time_depositWe’ve Got A Certificate of Deposit That’s Right For You

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

Your investment is safe because Commerce Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at (662) 286-5557.

money_growthShort-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.

Medium-Term CDs. Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.

Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

 

 

CD RatesIcon for: Rates

Term Rate APY*
90-Day CD 0.10% 0.10%
6-Month CD 0.15% 0.15%
1-Year CD 0.20% 0.20%
18-Month CD 0.20% 0.20%
2-Year CD 0.50% 0.50%
2 1/2-Year CD 0.50% 0.50%
3-Year CD 0.70% 0.70%
4-Year CD 0.80% 0.80%
5-Year CD 1.10% 1.10%
More Rates

*APY refers to Annual Percentage Yield. Rates on accounts other than CDs are variable and may change after an account is opened. Service fees or penalties may reduce earnings. For CDs, there is a penalty fee for an early withdrawal of funds. See the Deposit Products page for more information.