Thrifty Checking Account

Thrifty Checking may be just right for you if you write less than 15 checks per month and are looking for an affordable checking account.

Benefits:

• Minimum Opening Balance $100.00
• 15 checks/debits per month with no transaction fee; $.25/each check/debit thereafter.
• ATM/VISA Check Card available.
• Service charge of $3.00 per statement cycle; no minimum balance required.

Personal Checking Account

Commerce National Bank’s Personal Checking offers unlimited check writing ability and there is no monthly service charge if the minimum balance is at least $500.

Benefits:

• Minimum Opening Balance $100.00
• Unlimited check writing.
• ATM/VISA Check Card available.
• A minimum balance fee of $8.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $500.00.

Money Maker Checking (NOW Account)

If you are looking to earn interest on your checking account balances, Commerce National Bank’s Money Maker Checking (NOW Account) may be just what you’re looking for.

Benefits:

• Minimum opening balance $500.00
• 40 checks/debits per month with no transaction fee; $.25/each check/debit thereafter.
• 50 deposited items per month with no transaction fee; $.08/each item deposited thereafter.
• Interest bearing – $500.00 average balance to earn APY – interest accrues daily, will be compounded & paid monthly.
• ATM/VISA Check Card available.
• A minimum balance fee of $8.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $1000.00.

Premier Checking Account

Commerce National Bank’s Premier Checking Account offers higher balance checking customers an opportunity to earn even more, and still have the convenience of check writing availability to your money.

Benefits:

• Minimum opening balance $5,000.00
• 40 checks/debits per month with no transaction fee; $.25/each check/debit thereafter.
• 50 deposited items per month with no transaction fee; $.08/each item deposited thereafter.
• 4 balance tiers – You earn a higher APY for larger balances.
• Interest bearing - You must maintain a minimum average daily balance of $1000.00 in your account to obtain the disclosed annual percentage yield.
• ATM/VISA Check Card available.
• A minimum balance fee of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balnce of $5,000.00.

Seniors Checking

If you’re 60 years of age or older, Commerce National Bank’s Seniors Checking offers all the benifits of our Personal Checking account with NO monthly service charges and FREE CHECKS!

Benefits:

• This account is for our customers age 60 and above.
• Minimum Opening Balance $100.00
• Unlimited checkwriting.
• Free Graystone Wallet style checks.
• ATM/VISA Check Card available.
• No service charge on this account.

Money Market Investment

You can earn higher APY’s on your excess funds and still be able to write up to 3 checks per month with Commerce National Bank’s Money Market Investment Account.

Benefits:

• Minimum opening balance $1,000.00
• Unlimited in-person withdrawals, third party or telephone transactions limited to 6 per statement cycle, no more than 3 by check.
• 4 balance tiers – You earn a higher APY for larger balances.
• Interest bearing - You must maintain a minimum average daily balance of $1,000.00 in your account to obtain the disclosed interest rate.
• ATM/VISA Check Card available.
• Service charge of $8.00 per statement cycle if daily balance is below $1,000.
• A fee of $.08 will be imposed for each subsequent credit over the limit of 50.

Regular Savings

Commerce National Bank’s Regular Savings Account is a great place to save, on a regular basis, for unexpected emergencies or future planned events.

Benefits:

• Minimum opening balance $100.00
• Interest bearing - You must maintain a minimum average daily balance of $25.00 in your account to obtain the disclosed annual percentage yield- interest accrues daily, will be compounded & paid semi-annually.
• During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction or by check, draft, debit card or similar order to a third party.
• A fee of $1.00 will be imposed for each subsequent debit over the limit of 6.
• ATM Card available.

Student Checking Account

Commerce National Bank offers an affordable deposit product to meet the needs of our student customers who are preparing for their future.

Benefits:

• Minimum Opening Balance $100.00
• 15 checks/debits per month with no transaction fee; $.25/each check/debit thereafter.
• ATM/VISA Check Card available.
• No monthly service charge.
• One account per each full-time student under age 25.